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wHO ARE WE?
About Utatu Sacco
At Utatu Sacco, we are more than just a financial institution — we are a community dedicated to building a brighter future together. Founded in 2022, our mission is to empower our members through affordable credit and smart saving solutions that promote long-term financial well-being. With a focus on innovation and prudent management, we provide a diverse range of financial products that cater to the unique needs of our members.
Years of Experience
To be a model Sacco Society.
To offer quality diversified financial products and services through innovative technology and prudent management for economic empowerment of our members.
Soaring Together.
Our principles and values
What Are Our Principles?
The society shall always be guided by the principle of voluntary and open membership in its member recruitment drive without political, ethnic, religious, gender or social discrimination.
The society will be fully controlled by members who will have equal voting rights on the basis of one member one vote.
Members shall contribute equitably to the capital of the society and share in the results of its operations.
The society shall operate on mutually acceptable terms with its stakeholders who will ensure its autonomy and independence.
The society shall foster reciprocal, on-going education programmes for members, leaders, staff and the community so that they can teach and learn from each other or from the appropriate resource persons in understanding and carrying out their respective roles.
In order to better serve the interests of the members and the community, the society shall actively co-operate with other co-operatives locally, regionally, nationally and internationally.
The society shall show concern to the community in which it exists and operates.
What are Our Values?
The values shall be self-help, mutual responsibility, equility and equity. The society shall practice honesty, openess and social responsibility in all its activities
Why Choose Us
Your Trusted
Financial Partner
Enjoy quick and seamless access to credit, ensuring you have funds when you need them.
Take advantage of our competitive 1% monthly interest rate on all loans, making borrowing affordable.
Become a part-owner of Utatu Sacco through share capital savings, giving you a stake in our success.
Strengthen your financial habits with our disciplined saving structure and regulatory framework.
Receive attractive dividends as a reward for your investment and savings with us, adding value to your financial growth and stability.
Benefit from our low loan processing fee of only Kshs. 100, making credit access economical.
Join Us Today
The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.
~ F.T Munger
